Free scam text message checker
Is this text a scam? Check it in seconds
Paste the text message, or upload a screenshot of it. Kindyra OS names the scam signs and pressure tactics, quotes the exact words, and tells you what to do next. Free, no app to install.
AI-generated analysis. It can be wrong, it doesn't verify facts online, and it isn't financial, legal or medical advice. We don't store what you paste or upload. One free check a day without signing up, five a day when you join free. How it works
- A verdict from calm to likely scam, with a pressure score
- Every tactic named, with the exact words that show it
- What to do, including a sentence you can send back
- Claims to check, and how to check them yourself
Scam texts going around right now
- "Your parcel is held, pay a small fee."
Fake delivery texts in the name of postal and courier services. The tiny fee is a way to take your card details. Signs: impersonation and false urgency.
- "Unpaid toll" or "parking fine" texts.
A link to pay a fine you never got, with a threat of extra charges. Signs: fear framing and a short deadline.
- "Your bank account is locked" or "update your KYC".
Pretends to be your bank and asks you to tap a link or share a code. Banks never ask for one-time codes by text. Signs: impersonation and authority pressure.
- "Hi Mum, this is my new number."
A "child" or relative needs money urgently and asks you not to call the old number. Signs: isolation and secrecy.
- Easy money for likes, reviews or "tasks".
Small payouts first, then a fee to unlock your earnings. Signs: too good to be true.
- A friendly wrong number that turns into investing.
Weeks of chat, then a "can't-lose" crypto or trading platform. Signs: social proof and too good to be true.
How to check a text yourself
- Don't tap the link or call the number in the text.
Find the organisation's real website or phone number yourself, for example on your card, a bill or their app.
- Look at what it wants.
Payment by gift card, crypto, wire transfer or a payment app, or a one-time code, is a strong scam signal.
- Notice the rush.
Real organisations rarely give you minutes to act. A countdown is pressure, not information.
- Ask someone.
Scams rely on secrecy. Reading it out to a friend often breaks the spell.
If you already tapped a link or paid
Call your bank on the number on your card and tell them what happened. Change any password you typed in, turn on two-step sign-in, and keep the messages as evidence. Then report it:
- US: forward scam texts to 7726 (SPAM) and report at ReportFraud.ftc.gov.
- UK: forward scam texts to 7726, and report fraud to Action Fraud.
- India: call 1930 or report at cybercrime.gov.in; report suspicious calls and messages through Chakshu on Sanchar Saathi.
More countries and what to include: how to report a scam.
Questions
How can I tell if a text message is a scam?
Watch for a link you weren't expecting, a request for money, a code or personal details, a short deadline, and a sender pretending to be a bank, delivery company, government office or relative. Paste the text into the free checker above to see each sign named and quoted.
Should I reply STOP to a scam text?
It's safer not to reply at all. Replying shows the number is active and can lead to more scam messages. Block the number and report the text instead.
Can I check a screenshot of the text?
Yes. Upload, paste or drag a screenshot of the message. Kindyra OS reads the sender, links, prices and countdowns in it, then checks it the same way as pasted text.
What should I do if I clicked a link in a scam text?
Don't enter anything else. If you typed a password, change it and turn on two-step sign-in. If you shared card or bank details, or paid, call your bank on the number on your card straight away.
Is the scam text checker free?
Yes. You get one free check a day without an account, and five a day when you sign in free with your email. There are no ads and we don't store what you paste.