Guide · Links checked 21 October 2026

How to report a scam

Reporting takes a few minutes. It helps agencies warn other people and shut down scam numbers and websites, and if you lost money, the sooner you report it the better. Here are the official places to report, by country.

Lost money or shared a code? Contact your bank or card provider first, right now, using the number on the back of your card or in its own app, never one from the message. Ask it to stop the payment and secure your account.

United States

India

United Kingdom

Canada

Australia

Other countries, including the EU

If you paid or shared details, contact your bank straight away, then report it to your local police. Many countries also have a national scam reporting service. Your police or consumer-protection authority's own website will list it.

First, stop the damage

  1. Stop replying.

    Don't call back, click links, pay or share one-time codes, even if the message says your account will be closed or someone will be arrested.

  2. Call your bank if money or codes were involved.

    Use the number on your card or in your bank's own app. Ask it to stop or recall the payment and to secure your account.

  3. Secure your accounts.

    Change any password you shared, and turn on two-step verification.

  4. Keep the evidence.

    Take screenshots of the messages, the sender's number or address, links and any payment receipts before you delete anything.

What to put in your report

If you checked the message with the free Pressure Check and it came back as a likely scam, press Copy for your report in the result. You get a short summary to paste into the form: the verdict, the warning signs and short quotes, never the full message. Kindyra OS never reports or shares anything for you.

Questions

Should I report a scam if I didn't lose any money?

Yes. Reports help agencies spot new scams, warn other people and shut down scam numbers, websites and accounts. In the US, report it to the FTC at ReportFraud.ftc.gov. In India, report suspicious calls and messages on Sanchar Saathi Chakshu. In Australia, report it to Scamwatch.

Where do I forward a scam text message?

In the US and the UK, forward it to 7726, which is free on most networks. In India, report suspicious SMS, calls and WhatsApp messages on Sanchar Saathi Chakshu at sancharsaathi.gov.in. Keep a screenshot first if you also want to report it somewhere else, then delete the message.

I lost money to an online scam in India. Who do I call?

Call the National Cyber Crime Helpline on 1930 straight away, then file a complaint at cybercrime.gov.in. Call your bank too, using the number on your card. The sooner you report it, the better the chance of stopping the payment.

Is Action Fraud still the place to report fraud in the UK?

Action Fraud has been replaced by Report Fraud, at reportfraud.police.uk or 0300 123 2040. It covers England, Wales and Northern Ireland. In Scotland, call Police Scotland on 101. Forward scam texts to 7726 and scam emails to report@phishing.gov.uk.

What should I do first if I paid a scammer or shared a code?

Contact your bank or card provider straight away, using the number on the back of your card or in its own app, and ask it to stop the payment and secure your account. Change any password you shared and turn on two-step verification. Then report the scam.

Will reporting a scam get my money back?

Not always. Agencies use reports to investigate and warn others, and most don't handle refunds. Your bank or payment provider is your best chance of getting money back, so contact it first and quickly.

Does Kindyra OS report scams for me?

No. Kindyra OS never contacts anyone or shares your check. When the Pressure Check finds a likely scam, it shows the official places to report it in your country and a summary you can copy into the report form: the verdict, the warning signs and short quotes, never the full message.

Sources

  1. US Federal Trade Commission: how to recognise and report spam text messages
  2. FBI Internet Crime Complaint Center (IC3)
  3. India: National Cyber Crime Reporting Portal
  4. India: Sanchar Saathi, Department of Telecommunications (Chakshu and the 1930 helpline)
  5. UK: Report Fraud
  6. UK: National Cyber Security Centre, reporting scam texts and emails
  7. Canadian Anti-Fraud Centre: report fraud and cybercrime
  8. Australia: Scamwatch, report a scam
  9. Australia: cyber.gov.au, submit a report

Not sure if it's a scam?

Paste the message, or add a screenshot, PDF or voice note. Get the warning signs named and a calm next step. Free, no account needed.

Run a free Pressure Check

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